Protecting Multigenerational Travel

Multigenerational travel is all the rage and there is proof to show it. In Forbes article The Hottest Trends In Boomer Travel, there is a strong highlight on the financial investment multigenerational travelers are making.

According to top travel companies, multigenerational family travel accounts for more than 10 percent of their entire business. Dan Austin, director of Austin-Lehman Adventures, says they’ve seen a tenfold increase in custom trips in recent years. “Groups range in size from as few as four to as many as 24 family members,” he says.

In 2013, the average US traveler spending roughly $1,145 (according to the American Express Spending & Saving Tracker). This means average families are spending anywhere from $4,580 to $27,480. Now, most families do not have bottomless bank accounts, and I know that investment is one worth protecting.

Choosing travel protection for your multigenerational travel group does not have to be a stressful experience. There are key things you should be looking for when purchasing travel protection. You do not want to get denied a claim because there was not a clear understanding of the products and plans available to you.

Often times, when travelers get an online quote for products, they bypass the heavy reading in hopes of saving themselves some time. This action can really cost you. One thing that our customer service department always stresses to travelers is to make sure they are reading their state specific certificate (it’s the paperwork that tells you every individual thing you are covered for). Boring, but necessary.

If you do not understand something in the certificate, give us a call and we will be happy to answer any questions you may have. You can even tweet @TravelSafeIns if you can’t or just don’t like making the phone call. It is better to reach out and clear the air than to assume you are receiving a benefit.

Something to always consider when you are booking your trip, and debating your travel insurance, is the 21 day window. When you  make your initial trip deposit (an initial trip deposit meaning the day you put money down and choose a set date for travel plans), you are eligible to receive a wider range in coverage if you purchase travel insurance within 21 days.

With multigenerational travel, it usually means a group is traveling with grandparents. While every traveler could potentially have a change in their health, those is older generations are more prone to sudden changes in health and medications. After 21 days of the initial trip deposit, travelers are no longer eligible for this benefit and that can be a real doozie. If Grandma gets ill 18 days before vacation, the doctor puts her on medication, she gets to her destination and realizes the medication is making her ill, her travel protection may not be able to cover that pre-existing condition. So, travelers should play it safe on that one and pay attention to the 21 day window.

Another benefit travelers are only eligible for 21 days within initial trip deposit is Cancel For Any Reason. Yes, you can only purchase Cancel For Any Reason if you purchase your travel protection 21 days from your initial trip deposit.

If you are purchasing Cancel for Any Reason, make sure you cover the entire cost of your trip. You only qualify for Cancel For Any Reason is only granted when you protect your entire travel investment.

Check into the kinds of activities you are going to be partaking in. While some travel protection may cover ziplining, it probably isn’t going to cover sky diving. Sorry grandma!

So don’t just do multigenerational travel, do multigenerational travel protection as well. Wow, what a tongue twister. Get a quick quote for travel protection here and don’t forget to follow us on twitter @TravelSafeIns.

Click here to learn how to do multigenerational travel like a boss and don’t forget to check out apps for hurricane season, especially if you’re traveling to the Caribbean this summer.

 

Top 5 Family Travel Tips

Traveling with kids can present challenges, but with these tips your trip will be smooth sailing!

Traveling with children adds another layer to your travel plans. You have to be prepared for all kinds of situations, so we’ve compiled five tips you can use while traveling with your family:

1. Don’t forget necessities! Make a packing list before you travel to ensure you don’t forget anything. Be sure to add these things to your list:

Medicine – Children’s Tylenol, Benadryl, cough syrup and allergy medicine

Baby wipes – You can use them to clean surfaces, hands and faces. They are also great on a hot day to cool the kids’ hot faces, too.

Snacks –  Nuts, granola bars or oranges are great to have on hand for both road and air travel.

2. Choose the right departure time. If you have little ones, try leaving at night as you might get lucky and have your children sleep the whole way!

3. Be prepared for airplane travel with these tips:

Pre-plan. Check out the airplane seat diagrams and try to plan where you want your family to sit. You can sit across the aisles, near the bathrooms or divide and conquer if fighting siblings is a battle you know you’ll have to fight.

Pre-board. Check with the airline to see if they allow pre-boarding for families with small children. If that is not an option, send in one parent with the luggage first, and have one parent stay behind with a child (or two) so they can move around until the last possible minute.

4. Choose your distractions wisely! Bring along books and toys that are easy to pack, don’t have a lot of loose parts and are entertaining. Forgot to pack the toys or they’ve lost interest already? No problem. Simply find some paper and pens, pencils or markers and ask your children to draw you a picture.

5. Lastly, relax and cut yourself some slack! If you expect there are going to be a problem or two, you won’t be disappointed when they arise. If you get stressed when you can’t find your hotel, your kids will get stressed, too. When you think of it as “exploring the neighborhood,” everyone will feel better. Simply go with the flow and everything will work out!

Share with us – what’s your best family travel tip? Leave a comment below, post on our Facebook wall or Tweet us. We can’t wait to hear from you!