Multi-Generational Family Travel

The More The Merrier When It Comes To Family Vacation Travel

Multi-Generational Travel Vacations - Travel Health Insurance from TravelSafe

For many years the family entity remained the same. Parents, children and grandparents are still coming together when it comes to vacations and sharing time. Families sit down, map out their adventure and then make their reservations for travel. We all hope that our vacations will go as we planned, but there are occasions when travel health insurance is something we have to call upon and, TravelSafe Insurance can provide peace of mind when health insurance is needed while traveling. It’s very important to make sure that when traveling, we have insurance for family travel just in case someone gets an injury or gets sick.Travel health insurance is one thing that a responsible family member will make sure they have before setting out on that road trip.

Relaxation is the first thing adults think about when planning a vacation. Not having to worry about a thing can make that vacation enjoyable. Grandma and grandpa both can take the children to the beach while the parents relax by the pool. The children can build sand castles and swim while grandma is reading her favorite book under the umbrella. Grandpa is standing on the edge of the surf, trying to catch the big one that got away the year before. Mom and dad are sipping their favorite drinks by the pool while trying to catch up on each other’s lives.

The day ends with a wonderful dinner including the whole family. They all enjoy a great meal, then head to the closest ice cream parlor for a treat. There are museums to visit, amusement parks to attend, and mountains to travel. Family fun begins with the peace of mind that you are covering your whole family with insurance for family travel. No one wants a family or friend to be sick or injured while away from home, but it does occasionally happen so why not prepare for the worst and expect the best.

Travel health insurance is important for church groups, school trips, and family reunions. It is also important to purchase family travel insurance when flying. Slow down, rest, and relax without worry. Your whole family is covered. Grandma and grandpa, aunts and uncles, brothers and sisters, and friends can all enjoy the best of any vacation when they do not have to worry. Put all your energy into planning and enjoying spending quality time with the ones you love. There is no reason to worry when you purchase your insurance for family travel.

Protecting Multigenerational Travel

Multigenerational travel is all the rage and there is proof to show it. In Forbes article The Hottest Trends In Boomer Travel, there is a strong highlight on the financial investment multigenerational travelers are making.

According to top travel companies, multigenerational family travel accounts for more than 10 percent of their entire business. Dan Austin, director of Austin-Lehman Adventures, says they’ve seen a tenfold increase in custom trips in recent years. “Groups range in size from as few as four to as many as 24 family members,” he says.

In 2013, the average US traveler spending roughly $1,145 (according to the American Express Spending & Saving Tracker). This means average families are spending anywhere from $4,580 to $27,480. Now, most families do not have bottomless bank accounts, and I know that investment is one worth protecting.

Choosing travel protection for your multigenerational travel group does not have to be a stressful experience. There are key things you should be looking for when purchasing travel protection. You do not want to get denied a claim because there was not a clear understanding of the products and plans available to you.

Often times, when travelers get an online quote for products, they bypass the heavy reading in hopes of saving themselves some time. This action can really cost you. One thing that our customer service department always stresses to travelers is to make sure they are reading their state specific certificate (it’s the paperwork that tells you every individual thing you are covered for). Boring, but necessary.

If you do not understand something in the certificate, give us a call and we will be happy to answer any questions you may have. You can even tweet @TravelSafeIns if you can’t or just don’t like making the phone call. It is better to reach out and clear the air than to assume you are receiving a benefit.

Something to always consider when you are booking your trip, and debating your travel insurance, is the 21 day window. When you  make your initial trip deposit (an initial trip deposit meaning the day you put money down and choose a set date for travel plans), you are eligible to receive a wider range in coverage if you purchase travel insurance within 21 days.

With multigenerational travel, it usually means a group is traveling with grandparents. While every traveler could potentially have a change in their health, those is older generations are more prone to sudden changes in health and medications. After 21 days of the initial trip deposit, travelers are no longer eligible for this benefit and that can be a real doozie. If Grandma gets ill 18 days before vacation, the doctor puts her on medication, she gets to her destination and realizes the medication is making her ill, her travel protection may not be able to cover that pre-existing condition. So, travelers should play it safe on that one and pay attention to the 21 day window.

Another benefit travelers are only eligible for 21 days within initial trip deposit is Cancel For Any Reason. Yes, you can only purchase Cancel For Any Reason if you purchase your travel protection 21 days from your initial trip deposit.

If you are purchasing Cancel for Any Reason, make sure you cover the entire cost of your trip. You only qualify for Cancel For Any Reason is only granted when you protect your entire travel investment.

Check into the kinds of activities you are going to be partaking in. While some travel protection may cover ziplining, it probably isn’t going to cover sky diving. Sorry grandma!

So don’t just do multigenerational travel, do multigenerational travel protection as well. Wow, what a tongue twister. Get a quick quote for travel protection here and don’t forget to follow us on twitter @TravelSafeIns.

Click here to learn how to do multigenerational travel like a boss and don’t forget to check out apps for hurricane season, especially if you’re traveling to the Caribbean this summer.

 

Best Practices For Selling Travel Coverage

Buy your Travel Insurance from a reputable Agent like TravelSafe. Last month we talked about questions that surround the selling of travel protection and, how many may think its a waste. But, rest assured the goal of TravelSafe is to look after you and your Family. The article shed some light on how we are in the business of protecting and we really have the best interest of travelers in mind when creating our line of travel protection products. But where does that leave you? This time, I am going to focus on providing you with a few ideas on inspiring your clients to consider travel protection.

Travel protection is a very unique form of insurance. Unlike auto and medical, it is not legally mandated to have and while awareness surrounding the need for travel protection is rising, it seems to be towards the bottom of the insurance market food chain. We know it’s because travel protection is not required. Here at TravelSafe we are happy about that because we actually want travelers to want to purchase our product (mind blowing, I know). Travel protection is also a fairly new product across the globe when compared to its brothers and sisters.

So many travelers have yet to understand the positive qualities in protecting their travel investments. With travel protection they can embark on their voyage, knowing they have coverage if unfavorable circumstances arise. You would think knowing the risks that go along with traveling would motivate your clients to protect their travel investment, but sometimes they need to be provided with a little perspective. I guess that is why we are the insurers and the rest are the insured. We focus on risk management so others can focus on fun and relaxation. The fact is, most travelers do not think the worst could happen when they are gearing up to have the time of their lives.

So what do you do? How do you get your clients to gain awareness and understanding around the need for travel insurance without casting a dark shadow over their booking experience?

You Provide Them with Knowledge

Giving your clients information on travel protection, in a way which is easy for them to understand, is going to be beneficial to both the traveler and yourself. Let them know they have options but not it a way that overwhelms them.

When I go to the grocery store after work, I have already made 20-30 decisions throughout the day. I don’t want to be overloaded with the choice between 57 different spaghetti sauces. While it is nice to know there are 57 different choices, I am going to choose one quickly that is most relatable to my experience with spaghetti sauce. Oh, homemade basil? Yes, please! Check out.

It is the same for your clients during their travel booking process. They are already planning their vacation, which already involves a lot of decisions (most of which are exciting). They don’t want to feel overloaded with insurance information in a way that feels unrelatable.

Which leads me to my next point.

Tell a Story 

Everyone loves a good story, with good reason. We want to feel human, we want to relate to others. This is especially so in any buying process. There are so many products and a ton of information in the world, it is easy to feel like a number. If your client begins to feel like just another number in the insurance market, they will lose interest quickly.

Chances are, you have known a traveler that has lost on their travel investment because they were not properly insured. You also probably know someone who was able to protect their travel investment because they did their homework and got themselves suitable coverage. Tell those stories. If your client can relate to loss, protection and risk, they will better understand why travel protection is a good investment.

Ask a Question

Asking your clients the right questions, in regards to travel protection, will help them better understand the possibilities without making them defensive. If you tell your client their medicare coverage doesn’t apply overseas, it may make them feel as though they are in need of defending the coverage they have, even if it isn’t adequate. It is better to ask questions and help your client come to the realization there is a need for travel protection than it is to tell them they are wrong in their assumptions.

You Empower Them

You can lead a horse to water but you cannot make it drink. Cliche, I know, but this can have more than one meaning. You can lead your client to their dream vacation, but you cannot make them have the perfect trip. You cannot stop the clouds from moving in or the hurricane from landing on their destination’s door. Really, protecting their dream vacation is up to them, just like enjoying the sand between their toes is.

Shine light on how travel protection is a way to ensure they are traveling safe and securing their investment. When we are proactive in our lives, we put the what ifs behind us and take one step towards enjoy each moment for what it is and that is a good feeling.

Check out this infographic that can clear the air on travel protection

 

There’s an Elephant in the Room

& We Are Happy to Announce it’s Us

Elephant's Tea Party, Robur Tea Room, 03/24/1939 by Sam Hood and the State Library of New South Wales

Elephant’s Tea Party, Robur Tea Room, 03/24/1939 by Sam Hood and the State Library of New South Wales

There isn’t much in this world that emanates freedom and excitement like travel. The positive vibes surrounding travel fill the halls of the industry and the hearts of those who work in it, but even with all of the positivity the industry has to offer, there is still an elephant in the room, and it isn’t what you think.

The negative implications normally associated with travel insurance are worth mention. When Travel Agents enter the booking process, our elephant stands in the far corner with its presence looming while the agent waits for the proper moment to say the words, “Would you like to purchase travel insurance?”

The thing is, insurance would not exist if unfortunate events never occurred. Yes, travel protection was invented because someone decided to stare calamity square in the eyes and attempt to limit its effect. No, we cannot stop a hurricane from knocking on any destination’s door and we can’t predict the future. What we can do is try, to the best of our ability, protecting your traveler’s investments and their future.

While there are travel agents who swear by travel protection, there are still those who continue to misunderstand its purpose. We are in the business of protecting. We protect an industry that creates irreplaceable happiness and experience. Safeguarding travel investments is about more than just the traveler; it encompasses the travel industry as a whole. And while we are not always perfect, we continuously strive to improve ourselves and the products we offer.

As a travel protection provider, we plan for the unexpected. We work together to prepare for events we all hope never happen. We should approach the future with practicality and realism. So remember, when you are sitting with your clients planning their next vacation, the elephant who sits in the corner does not represent negativity but, instead, represents preservation of the industry you love. Travel protection is the elephant in the room. For the industry, we are wearing steel armor.

 

Hotel Travel Safety – Six Security Tips

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Hotel Safety Tips – Traveling Smart – TravelSafe InsuranceAre you concerned about safety on your next vacation? TravelSafe Travel Insurance Agency suggests the following Safety Traveling Tips. Wondering what you can do to prevent theft? While most hotels are safe and secure, it is important to be mindful of your surroundings and take the proper steps to protect yourself.

Here are 6 quick tips to keep you safe before and during your holiday travels:

1. Do your homework before you book your hotel room. You want to make sure your hotel is located in a safe area and takes the proper security measures. In addition to looking at rates and amenities, it’s important to ask the hotel management key security questions. For example, is the hotel in an upscale neighborhood or business district? Is there a police station nearby? Do they have a doorman or security guard? Is their front desk staffed 24 hours a day? These are questions that hotel should be happy to answer.

2. Don’t take a room on the ground floor. These rooms are more likely to be burglarized. This is especially important if the doors and windows of the room are open to the outside.

3. Keep your door locked at all time. This may sound like a “gimme”, but stay diligent about locking the door behind you. It’s also important to lock the deadbolt.

4. When entering or leaving the hotel at night, make sure to use the front entrance. The front entrance is usually the most well-lit and usually under surveillance.

5. Don’t leave valuables in your car. If you must leave items in your car, cover them with a blanket or put them in your trunk.

6. Include travel insurance in your vacations plans. Unfortunately, we can’t predict the future. We don’t know whether our flight will be delayed or if we need to seek medical attention while traveling. Travel insurance can provide protection if your belongings are lost, damaged or stolen. To find out everything that travel insurance covers, click here.

Tell us, what steps do you take to stay safe while traveling? Leave a comment below, write on our Facebook page or Tweet us to share your suggestions with other travelers.

Read also…
8 Travel Predictions for 2014
How To Avoid Theft While Traveling
10 Tips for Solo Travelers

Travel Abroad Safely – Five Tips

Travel Abroad Safely – Tips For Being Safe – Insurance Protection
Do you have an international trip coming up? Consider Travel Insurance from TravelSafe and, consider the following safety tips. Here are some things you can do to stay safe and follow the cultural norms of the country you’re visiting? Follow these tips to make sure your trip is enjoyable and safe.

1. Stay on a well-lit path

Avoid shortcuts when walking in a new city – especially at night. Stay safe by staying on the main streets and ones that are well-lit.

2. Email a copy of your itinerary

Send a copy of all your travel documents – flights, hotel information, and a copy of your passport to a trusted person at home. This way, they will know exactly where you are and will have a copy in case you need it. In addition, send a quick email when you arrive in your destinations so that they know you made it safely.

3. Do your homework

It is important to learn about your destination. Learn about the general culture, rules, laws and people to avoid any faux pas or legal trouble. It is also smart to familiarize yourself with any current safety concerns. The U.S. Department of State’s list of  current travel warnings is a great resource to do just that.

4. Keep your friends close and money closer

It can be tempting, but don’t split up from your friends while abroad. It’s also important to keep your money close to you – either in a hidden arm wallet or something that can not easily be pulled out of a purse or backpack.

5. Protect yourself, your belongings and your travel arrangements with travel insurance

Your health insurance may provide no or little coverage once you leave the United States. If you or your travel companions have any medical issues, you want to make sure you are covered. Medical Emergency Evacuation is also important when traveling abroad. Should you or your travel companions need to be flown back to the United States for medical attention, you do not want that cost to be your responsibility. Let travel insurance take care of that.

Tell us – what’s the best tip you’ve ever gotten for staying safe while traveling abroad? Leave a comment with your tip below.

Read also…
6 Hotel Safety Tips
Best International Destinations for Solo Travelers
How to Avoid Jet Lag While Traveling

Traveling Solo – 10 Helpful Tips – TravelSafe Insurance

Traveling Solo – 10 Helpful Tips – TravelSafe Insurance Wyomissing PATravelSafe recognizes that traveling Solo is often a rite of passage for young people becoming adults. However, depending on where you travel it can be dangerous and that’s why we offer the following Top 10 Tips to help keep you safe. Solo travel can create the most exhilarating and proud moments of your life. In fact, solo travelers account for 11 percent of all American vacationers according to the U.S. Travel Association. So if you’re thinking about making your way across Europe solo or visiting the Virgin Islands by yourself, we’ve got the top 10 tips to keep you safe, happy and ready to hit the road … solo.

 

  1. Trust your gut. If something doesn’t feel right, don’t do it.
  2. Avoid appearing like a tourist. Leave the “I LOVE NY” shirt at home and don’t walk around with your face in a local guidebook. You’ll save yourself from appearing vulnerable.
  3. Carry identification with you. It is also important to make copies of your driver’s license and passport and leave them in safe place with a trusted person.
  4. Walk in well-light, public places, especially at night.
  5. Double check your directions and public transportation routes before leaving your hotel.
  6. Send a copy of your itinerary with a friend or family member. It’s also important to stay in touch by email or phone.
  7. Talk up your travel plans on social media. You don’t have to giveaway your exact travel dates or any personal information, but sharing ideas and experiences with other solo travelers can provide important insight.
  8. You may be able to bargain room rates. Most hotels base their rates on double occupancy. Simply try asking if a discount is available since you’re the only person staying in the room and that you’ll be using less electricity and water and eating less breakfast than two guests. In the end, it can’t hurt to ask.
  9. Take lots of pictures. When you return home and want to show off all of the great places you traveled, you’ll be glad you have the pictures to go along with your stories. Don’t forget to share them with the people that helped you on #7, too!
  10. Safety should be your top priority. Traveling solo means you have to look out for yourself even more. Carry travel insurance to make sure your belongings, travel investment and medical needs are covered. If your bag is lost, travel insurance can cover your costs to replace the lost items. If you fall ill in a foreign country, travel insurance can make sure you are seen at an English-speaking hospital and cover the costs of your treatment.

Now it’s your turn to tell us – what’s your best tip for someone traveling solo? Share your tip in a comment below, Tweet us using the hashtag “#TravelSafeSolo” or post on our Facebook page. We look forward to hearing from you!

 

Fall Travel Tips


Fall is just around the corner and that means it’s time to start thinking about your travel plans for the upcoming months.  Whether you’re taking a cruise, traveling abroad or staying closer to home, these travel tips will help make your trip a success:

Check the weather. Fall is a wonderful but fickle season. Weather during the fall can be unpredictable, so make sure to do your homework and be prepared by packing the right clothes. Packing layers is always a safe way to go. Don’t forget to include travel insurance so you can protect your vacation investment against unforeseen weather events, too.

Bring along the right shoes. If there’s rain in your forecast, make sure to bring along waterproof shoes. No matter what your forecast says, don’t forget comfortable shoes.

Wander around and relax. This is good advice in any season, but especially in the fall when the leaves have changed colors and there’s plenty of brisk air to be enjoyed. Find a local park or nice trail where you can enjoy the beauty of the city you’re visiting.

Tell us, what’s the best fall travel tip you’ve been told? Leave a comment below, reach out to us on Facebook or Tweet us. We can’t wait to hear your tips!

 

 

 

Travel Loss Insurance – Best Time To Buy

Travel Insurance – When Should You Buy Loss Protection Wyomissing, PA

Travel Insurance needs to be purchased at the right time to reap all of the benefits

TravelSafe Insurance agency would like to emphasize that time is a major factor when making a decision about purchasing travel insurance. That why we recommend purchasing travel insurance at the time you book your trip or very soon after. This is important because travel insurance policies include time-sensitive provisions which can broaden your coverage if you purchase the insurance very early during your travel plans.

In fact, if you purchase travel insurance within 21 days of the date you make the initial payment for your trip, your travel insurance coverage will provide protection for bankruptcy or insolvency of your travel supplier, include the waiving of the Pre-Existing Conditions Exclusion, and allows you to qualify for the Cancel for Any Reason Benefit if it is included in your plan.

Remember, purchasing your travel insurance within 21 days of booking your trip will allow you to receive broader coverage at the same price if you purchase with final payment. This simply means you will pay the same amount for the same plan, but qualify for things such as the Pre-Exisiting Conditions Waiver and Bankruptcy or Insolvency.

If you have any questions about these time-sensitive provisions or travel insurance in general, we can help. Leave a comment with your question below, Tweet us, write on our Facebook timeline or call us at 888-885-7233.

Ebola Outbreak: How Travel Insurance Can Help

The Ebola outbreak According to the CDC, there have been a total of 1848 suspect and confirmed cases of Ebola virus disease (EVD) and 1013 deaths, as of August 9, 2014.

If you are concerned about the Ebola outbreak affecting your next vacation, travel insurance can help. Our travel insurance plans provide coverage if you or your travel partner contract the Ebola virus before or during your travel. Coverage includes emergency medical treatment, medical evacuation and protection against quarantine. In fact, our policies do not include exclusions for epidemics or pandemics.

In addition, if you would like to cancel your trip due to a fear of contracting the virus, please consider purchasing our Classic Plus plan with Cancel For Any Reason coverage.

If you have any questions about travel insurance and how it can provide coverage for you, your travel plans and investment, call us at 1-800-555-9095 or email us at info@travelsafe.com. We look forward to speaking with you.