Travel Insurance for the Caribbean

Whether you are taking a cruise or visiting your favorite cities, take TravelSafe.

Traveling to the Caribbean? No matter how you travel, TravelSafe has a plan for you.

The Caribbean has its own set of risks, but that doesn’t mean you should risk losing on your travel investment.

With travel insurance, you can protect your trip, your belongings, and most importantly yourself.

Get coverage for:

  • Cancellations
  • Hurricane warnings
  • Medical emergencies
  • Emergency evacuations
  • Lost or stolen baggage
  • Get worldwide emergency assistance 24/7
  • And much more

Don’t take chances – take TravelSafe.

How Does Travel Insurance Cover Travel to Caribbean?

Coverage for Your Travel Arrangements

What if a family member becomes ill? What if your flight is delayed? With coverage for your arrangements, you can keep your Caribbean vacation on track.

Coverage for You

Probably the most important coverage travel insurance can provide is coverage for you. Most likely, your health insurance doesn’t cover you abroad. If it does, it might come with a high deductible. Travel insurance can cover medical emergencies, evacuations, and more to keep travelers safe.

Coverage for Your Belongings

Travel insurance can reimburse travelers for the money spent to replace these items when baggage and personal effects are delayed, lost, or stolen.

When to Buy Travel Insurance | Caribbean

Time Sensitive Provisions

In order to get the most out of your travel insurance policy, it is recommended that you purchase your policy when booking your trip. Why? Because of time sensitive provisions.

Benefits like our Pre-Existing Conditions Waiver are time sensitive. This means, to receive the benefit, your plan must be purchased within a specific time frame.

TravelSafe’s is usually within 21 days of your initial trip deposit, but that may vary by state.

Purchasing within the time sensitive period expands coverage, such as the Pre-Existing Conditions Waiver. It also allows your policy to provide coverage for bankruptcy or insolvency of a travel supplier and allows you to qualify for the optional “Cancel for Any Reason” Benefit.

Important Tip! Waiting until final payment of your trip is a mistake. Purchase your travel insurance plan as soon as you can. You’ll receive more coverage at the same price you would pay not matter what.

What Our Travel Insurance Can Cover

Insurance Related Benefits

Trip Cancellation & Interruption
Protect yourself against cancellations and interruptions that can be both costly and inconvenient.

Travel Delay
Many travelers have experienced travel delay, some in a airport while others on a cruise, but having a benefit designed to help cover additional expenses.

Missed Connection
Travelers often take connecting transportation to their final destination or tour departure. Missed Connection aims to help travelers in the event they miss their trip departure due to unforeseen reasons.

Baggage/Personal Effects Loss & Delay
Digital cameras, expensive clothing, and other personal articles may be lost or stolen. Travel insurance can help with the cost of replacing those items.

Itinerary Change
Sometimes your travel supplier has to change the itinerary. In the event your itinerary changes and you miss out on prepaid excursions, the Itinerary Change Benefit can reimburse you for nonrefundable, prepaid expenses.


Medical Expense/Emergency Evacuation
Many health insurance plans offer little or no coverage in Caribbean. Our plans cover on-trip medical expenses and emergency evacuation.

Non-Medical Emergency Evacuation
Political unrest and natural disasters are just two of the reasons for Non-Medical Emergency Evacuation. Our Classic plan provides coverage for these types of evacuation.

Cancel For Any Reason
Maybe you want to cancel your trip, but your reasons aren’t covered under your policy. This benefit is for you. You can cancel for any reason and receive up to 75% on your unused, non-refundable and prepaid expenses back. This is an optional benefit available to most travelers. You must insure full trip cost.

Air Flight Accidental Death & Dismemberment
Also known as flight insurance and AD&D. This benefit is included in our Classic and Classic Plus plans with an optional add-on for additional coverage.

Additional Perks of TravelSafe Plans

Hurricane Warning
The Atlantic, Pacific, and Indian Oceans are no stranger to hurricanes. With the TravelSafe Classic plan, a hurricane warning in your destination city could mean a 100% reimbursement for you prepaid travel expenses.

Bankruptcy & Default Protection
What if your airline or travel supplier ceases operations? Other airlines or travel suppliers may help find space for you, but usually at a cost. You can even lose the entire cost of your trip! Our Classic plan provides coverage for Bankruptcy or Default of supplier.

Pre-Existing Conditions Waiver
Pre-existing conditions can limit your medical coverage. With TravelSafe, you can include the Pre-Existing Conditions Waiver by purchasing your plan within the time-sensitive period.

Coverage for Terrorist Attacks
Many travel insurance companies do not cover terrorist attacks because they are considered an act of war. If your trip is affected by an unforeseen Terrorist Attack, our plans can help.

Non-Insurance Benefits included with all of our plans

On-Call 24-Hour Assistance Services
Included in all of our plans, 24-Hour Assistance Services help you in an emergency.

Optional Benefits

Rental Car Damage
Rental car companies charge high fees to cover collision and other damages. Add Rental Car Damage to your plan and protect yourself from liability.

Personal Property Pac
Sometimes it is impossible to leave those expensive personal items at home like your laptop, cell phone, or ski equipment. Extend your Baggage/Personal Effects Coverage by adding this optional benefit to your plan.

Additional AD&D
It’s possible to add additional flight insurance to your plans. This increases your benefit and the monetary benefits provided to your family.

Why Choose TravelSafe?

We take travel insurance and make it simple. By including key benefits and adding emergency assistance into all of our plans, TravelSafe makes choosing a plan that fits your needs easy. We never want a traveler to miss out on a claim because they chose to bypass important benefits for a la carte pricing.

Leading the industry for 45 years, TravelSafe Insurance is the only privately owned travel insurance company in the United States. Owned by the Chester Perfetto Agency in the town of Reading, PA., TravelSafe knows what it means to have a close relationship with its customers. What this means for you, is close and friendly service combined with worldly products. We value a close relationship with our customers and strive to provide them with a high level of service.

TravelSafe Insurance has always fought for their beliefs and used it to lead the industry. This has allowed us to combine innovation with experience and provide groundbreaking benefits to our travelers like Cancel For Any Reason, Domestic Partnership and the Hurricane Warning Benefit.

As a citizen of the United States, whether you are traveling close to home or around the world, TravelSafe will provide the security so you can travel with confidence.

With TravelSafe Plans You Can Receive:

  • Cancel For Any Reason, our exclusive benefit included on the Classic Plus Plan, which allows you to cancel your trip up to two days prior to departure for any reason and receive a refund of 75% of your total prepaid non-refundable trip cost.
  • A variety of plans to suit your insurance needs no matter what your situation.
  • Careful processing of your claim. We handle every claim with the utmost concern for you and your situation. Our claims examiners undergo extensive training and are fully committed to providing fast, fair and friendly service.
  • A 24-hour emergency assistance number available to you anywhere in the world.
  • Unbeatable customer service and a solid reputation. TravelSafe Insurance and the Chester Perfetto Agency have become synonymous with success and excellence in the insurance industry.