Welcome Customers of Caligo Ventures!

Now that your trip is booked, protect yourself and your travel investment with a TravelSafe Plan. We offer travel insurance programs that provide an array of benefits such as: Trip Cancellation and Interruption, Trip/Travel Delay, Missed Connection, Medical Expenses, Emergency Assistance, Baggage/Baggage Delay, Accidental Death & Dismemberment and Cancel For Any Reason.

Important Travel Insurance Info
Latest News

5 Reasons to Take a Cruise

1. Travel to multiple destinations | A big advantage to cruising is being able to see multiple destinations in one trip. For example, if you take a Caribbean cruise, you could visit Antigua, Belize, the Bahamas and Puerto Rico all in one cruise. 

2. No planning required | When you take a cruise, your destinations are already picked for you! Make sure to use a travel agent, too, so you get the best deal and have all the important inside information.

3. All-you-can-eat food | Buffet, anyone? Most cruises have food available at all hours of the day and it is included in your ticket price.

4. Variety of activities | Whether you're looking for your next adventure, interested in exploring the port city, or you just want to relax on the beach, cruise lines offer excursions that can meet traveler's needs.

5. Easy to find a cruise that fits your budget | With cruises lasting from 3 days to 2 weeks, cruises that offer luxury at every corner to cruises that are more budget-friendly, you can find a cruise that fits your budget.

If you decide to take a cruise for your next vacation and you have questions about protecting your financial investment, we're here to help. Did you knowtravel insurance can provide coverage if you are delayed, your luggage is lost or you fall ill while on vacation? Call us at 888-885-7233, reach out to us on Facebook or Tweet us. We can't wait to hear about your upcoming cruise!

 

Read also...
Best Honeymoon Destinations
6 Hotel Safety Tips

Benefits of Travel Insurance


...More

Best Honeymoon Destinations

Planning your honeymoon can be just as stressful as planning your wedding. You have to decide if you and your partner want to relax on the beach, explore a new city or both. Do you want to go abroad or vacation in the States? How many days will you travel? Answering these questions will help you and yours plan the perfect honeymoon. We've got the top destinations for your honeymoon. Help contribute your vote for the best honeymoon spot by leaving a comment below, writing on our Facebook timeline or Tweeting us.

 

Maui is one of the top honeymoon destinations because the wide range of activities available. Whether you're interested in relaxing at a world-class spa, dining at great restaurants, hiking or spending your days at the beach, Maui offers it all.

Florence is an amazing city for a European honeymoon. You can see some of the world's finest architecture and art after enjoying unbeatable pasta and gelato. Don't forget to stop by the Galleria dell’ Accademia, too.

San Diego offers beaches and a city to explore. With warm weather and endless outdoor activities, San Diego is the perfect place for you and yours to escape for a week.

New York City is the perfect honeymoon destination for a couple who enjoy fast-paced vacations.The city that never sleeps always something going on. If you're interested in seeing a captivating play, indulging in great food and drinks or enjoying the hustle and bustle of the city, while being able to escape to Central Park, New York City is the perfect choice for you.

Read also:
How To Take Better Photos on Vacation
6 Hotel Safety Tips
Why Travel Insurance is So Important

 

...More

How to Take Better Photos on Vacation

We all want a perfect photo to remember our vacation. Follow these tips for taking a great travel photo and make your memories last a lifetime.

1. Pay attention to the light. According to most photographers, the light is best when the sun is low in the sky. This means try to capture your photos in the first hour or so after the sun rises and the last hour or so before it sets. If you can't take your photos during that time, don't worry, you can still get a great photo. Just make sure the light is not directly behind your subject.

2. Communicate. If you're taking a picture of a person you don't know, ask for their permission first - especially if you're in a foreign country. It can also help to get a sense of the person and capture their spirit in your photo.

3. Take in your scenery. Before you start snapping away, take a step back and get a sense for the scenery around you. It will help you get a sense of your surroundings and find the best shot.

4. Go for bright colors. Our eyes are naturally drawn to bright colors, so if the sky is especially bright or the grass is greener than usual, make sure to include that in your photo.

5. Angle the camera down. When taking a picture of people, it's important that it's a flattering picture. This especially rings true for selfies. Hold your phone at a 45 degree angle and snap away!

With these tips, you'll be taking photos like a pro in no time! We want to see your favorite travel photo! Post it on our Facebook page or Tweet it. We can't wait to see your vacation photos!

Read also...
8 Travel Photos to Get You Through the Week
Best International Destinations for Solo Travelers
Why Travel Insurance is So Important

...More

8 Travel Photos to Get You Through the Week

It's Wednesday, and that means we're all halfway to Friday! To get you through the week and provide some inspiration for your next vacation, we've got some travel photos that are sure to help.

1. Queenstown, New Zealand2. Northern Lights in Alaska
3. St. Petersburg, Russia

4. Essaouira, Morocco

5. Oia village, Greece

6. Seljalandsfoss, Iceland

7. Grand Prismatic Spring, Yellowstone National Park

8. South Africa

Now that you've been inspired, it's time to book your next vacation! Don't forget to include travel insurance.

Read also...
Traveling Abroad: 5 Safety Tips
6 Hotel Safety Tips
Benefits of Travel Insurance

...More

Traveling Abroad: 5 Safety Tips


Do you have an international trip coming up? Are you wondering what you can do to stay safe and follow the cultural norms of the country you're visiting? Follow these tips to make sure your trip is enjoyable and safe.

1. Stay on a well-lit path. Avoid shortcuts when walking in a new city - especially at night. Stay safe by staying on the main streets and ones that are well-lit.

2. Email a copy of your itinerary. Send a copy of all your travel documents - flights, hotel information, and a copy of your passport to a trusted person at home. This way, they will know exactly where you are and will have a copy in case you need it. In addition, send a quick email when you arrive in your destinations so that they know you made it safely.

3. Do your homework. It is important to learn about your destination. Learn about the general culture, rules, laws and people to avoid any faux pas or legal trouble. It is also smart to familiarize yourself with any current safety concerns. The U.S. Department of State's list of  current travel warnings is a great resource to do just that.

4. Keep your friends close and money closer. It can be tempting, but don't split up from your friends while abroad. It's also important to keep your money close to you - either in a hidden arm wallet or something that can not easily be pulled out of a purse or backpack.

5. Protect yourself, your belongings and your travel arrangements with travel insurance. Your health insurance may provide no or little coverage once you leave the United States. If you or your travel companions have any medical issues, you want to make sure you are covered. Medical Emergency Evacuation is also important when traveling abroad. Should you or your travel companions need to be flown back to the United States for medical attention, you do not want that cost to be your responsibility. Let travel insurance take care of that.

Tell us - what's the best tip you've ever gotten for staying safe while traveling abroad? Leave a comment with your tip below.

Read also...
6 Hotel Safety Tips
Best International Destinations for Solo Travelers
How to Avoid Jet Lag While Traveling

...More

Benefits of Travel Insurance

You've heard it before -- protect your vacation with travel insurance. But what does that protection mean for you and your travels?

  • Our Cancel for ANY Reason benefit.  This benefit allows you to cancel your trip for any reason not otherwise covered by the policy. You can be reimbursed for 75% of the unused, non-refundable prepaid expenses for travel arrangements paid for the trip. Just make sure to complete the following tasks:1. Pay the premium within 21 days of the date the initial deposit or payment for the trip is received.2. Insure the full cost of all travel arrangements that are subject to cancellation penalties or restrictions the full cost of all Travel Arrangements that are subject to cancellation penalties or restrictions by the Travel Supplier.

    3. Cancel the trip 2 days or more before the scheduled trip departure date.

  • No worries about the weather. With several, recent winter storms, coverage for inclement weather is at the top of all of our minds. Our travel insurance plans provide that coverage if your flight is delayed or cancelled.
  • Your luggage is protected, too. If your luggage is lost, stolen or damaged while traveling, travel insurance can help. Your homeowner's policy may cover only a portion of the total loss due to coinsurance and deductible requirements, so additional coverage is important.
  • Even more benefits.We're also happy to provide the following benefits that our travelers:1. Coverage against pre-existing medical conditions
    2. Hospital of choice for an emergency medical evacuation
    3. You'll receive 24-hour concierge services
    4. Coverage against terrorist attacks
    5. Coverage if your travel provider files bankruptcy or defaults
    5. Highest coverage limits in the industry

To learn more about how travel insurance can provide coverage on your next vacation, click here. If you have questions, we're always here to help - leave a comment below, call us at 1-888-885-7233 or chat with us on Facebook or Twitter. We look forward to hearing from you!

Read also...
6 Hotel Safety Tips
8 Travel Trends Predicted for 2014
10 Tips for Solo Travelers

...More

6 Hotel Safety Tips

Are you concerned about safety on your next vacation? Wondering what you can do to prevent theft? While most hotels are safe and secure, it is important to be mindful of your surroundings and take the proper steps to protect yourself.

Here are 6 quick tips to keep you safe before and during your travels:

1. Do your homework before you book your hotel room. You want to make sure your hotel is located in a safe area and takes the proper security measures. In addition to looking at rates and amenities, it's important to ask key questions. For example, is the hotel in an upscale neighborhood or business district? Is there a police station nearby? Do they have a doorman or security guard? Is their front desk staffed 24 hours a day? These are questions that hotel should be happy to answer.

2. Don't take a room on the ground floor. These rooms are more likely to be burglarized. This is especially important if the doors and windows of the room are open to the outside.

3. Keep your door locked at all time. This may sound like a "gimme", but stay diligent about locking the door behind you. It's also important to lock the deadbolt.

4. When entering or leaving the hotel at night, make sure to use the front entrance. The front entrance is usually the most well-lit and usually under surveillance.

5. Don't leave valuables in your car. If you must leave items in your car, cover them with a blanket or put them in your trunk.

6. Include travel insurance in your vacations plans. Unfortunately, we can't Travel insurance can provide protection if your belongings are lost, damaged or stolen. To find out everything that travel insurance covers, click here.

Tell us, what steps do you take to stay safe while traveling? Leave a comment below, write on our Facebook page or Tweet us to share your suggestions with other travelers.

Read also...
8 Travel Predictions for 2014
How To Avoid Theft While Traveling
10 Tips for Solo Travelers

...More

Top Romantic Valentine's Day Getaways

Valentine's Day is just around the corner! Upgrade from the typical box of chocolates and red roses to a romantic getaway for you and your loved one.

Whether you enjoy getting lost in a big city or the great outdoors, there's a place for you and yours to escape for the weekend. Sweep your loved one off their feet with a surprise vacation to one of these domestic destinations:

1. Napa Valley, California

Wine aficionados and beginners alike will appreciate California's wine country. With picturesque views, relaxing resorts and delicious wines, Valentine's Day travelers will not be disappointed. Stay at Bardesseno for a truly luxurious getaway.

2. New York City, New York

A trip to the Big Apple can be exciting for Valentine's Day. You and yours can ice skate at Rockefeller Center, take a carriage ride through Central Park or visit the Metropolitan Museum of Art to celebrate the holiday.

3. Cape Cod, Massachusetts

Cape Cod is a favorite romantic weekend destination for Easterners. They flock to the city outside of Boston for its laid-back atmosphere and fresh seafood. Find out what the East Coast is buzzing about by making a weekend trip to Cape Cod.

4. Sedona, Arizona

If you travel just north of Phoenix, you'll see the Red Rocks of Sedona. The city is home to some world-class resorts such as L'Auberge and Amara. This location is perfect if you want to kick back, relax and enjoy the company of your loved one.

5. Chicago, Illinois

This Midwest city offers great food and exciting activities. During the week of February 11, the city will celebrate Chicago Theatre Week. More than 100 productions featuring the city's greatest talent will be showed at participating theaters. This year, area hotels will be offering a Chicago Theatre Week package that includes a hotel room and pair of tickets to a production.

Tell us - which of these sound like the perfect getaway for you and your loved one? Leave a comment below, write on our Facebook page or Tweet us. We look forward to hearing about your travel plans!

And don't forget ... to make sure your vacation is stress-free, add travel insurance to your plans. The travel insurance will protect you against illness, flight delays, cancellations, lost luggage and much more.

Read also...
8 Travel Trends Predicted for 2014
Destinations to Add to Your Bucket List
Why Travel Insurance is So Important

...More

8 Travel Trends Predicted for 2014

2014 is here! Although the countdown to midnight is behind us, we're counting down the top 8 travel trends for the new year.

1. Domestic flight prices will drop (insert cheering here!). According to the American Express Global Business Travel Forecast 2014, "North American airfares are expected to decline in 2014 as a result of heightened competition from low cost carriers, challenging unemployment levels and corporate travel policies becoming more stringent in regard to business class travel." Stable oil prices will also help keep costs down. Don't hold your breath though. The pending consolidation of major U.S. airlines may offset these declines.

2. Brazil's World Cup will cause a buzz with travelers. According to Brazil's tourist board, the country is expecting approximately 10 million visitors for the World Cup - more than twice their normal amount of visitors. Why will this sporting event draw so many visitors? Soccer is growing in popularity in the United States and this World Cup will be the first global soccer championship held in South America in almost 40 years.

3. Multi-generational travel will grow. The family groups that started the trend have impressed their remaining kin with their Facebook postings and now everyone wants to join in the party. Watch for family reunions to reach upward toward 100 in the coming year; just be sure you’re booking every member of the clan, grab the whole piece of that pie.4. Fewer European cruises will be available. According to Fodor's, European ports will be much sleepier as soon as the summer season of 2014. Carnival, Princess Cruises, Royal Caribbean and Regent Seven Seas have either reduced their number of ships or pulled out of Europe all together. Fodor's sites dwindling passengers rates as the reason cruise lines made the tough decision.

5. Travelers will share even more on social media. While this trend probably doesn't surprise you, more travelers are turning to sites like Pinterest, Facebook and Twitter to not only plan their vacations, but to share their adventures and get tips from other travelers.

6. Free WiFi will be more readily available. In 2013, you saw WiFi offered in several hotels and airplanes. That number will continue to grow this year, with more airports, hotels and airlines offering free WiFi to their customers.
7. Renting homes will compete with hotels. Sites like airbnb offers travelers the opportunity to stay in people's spare room, apartment or even rent their entire home. Travelers enjoy this option because it can often save them money and offers the comforts of their own home.

8. Airlines in China and Singapore will have the largest price increases. According to Carlson Wagonlit Travel's 2014 Travel Price Forecast, Asia Pacific carriers will continue to align with the three global alliances (EVA Air, Garuda Indonesia and SriLankan Airlines) in the new year, causing prices to increase.

It's your turn to tell us - what are your travel-related predictions for 2014? Leave a comment below, write on our Facebook page or Tweet us. We look forward to hearing your predictions and seeing if they come true!

Read also...
Lonely Planet Announces Top 10 US Travel Destinations for 2014
Destinations to Add to Your Bucket List
How to Keep Your New Year's Resolution to Get Fit

...More

How to Avoid Jet Lag While Traveling

Jet lag can put a real damper on your vacation. Well-seasoned travelers swear by a variety of practices to combat this common issue. We asked our travelers for their most effective ways to beat jet lag, and you answered with some great tips (thank you!). Read on to find out the best ways to avoid jet lag and be sure to share your tip in a comment below!

"Adjust your sleep schedule a week before the trip," Betty B. says. "If it's possible, try to become acclimated to your new time zone before you arrive, and you'll be able to start your vacation with a running start!" Betty's on to something here! Research has shown it takes a day for each time zone traveled for a person's body clock to catch up to the local time, so if you adjust your sleeping times, it can help shorten the adjustment period.

"If you can't sleep at night when you arrive, try taking a melatonin supplement," shares Kathie C. Melatonin supplements are sometimes used to treat jet lag or insomnia. However, it's important to note, that you should consult a doctor before taking any medication, especially ones that affect someone's ability to drive or operate heavy machinery like melatonin.

"Try to schedule your flight to depart late at night," advises Michael M. "That way, you can sleep overnight on the plane and get moving once you arrive at your destination." Michael's theory is proven useful! Not only does being exposed to light help convince your body it's time to get going, but getting a full-night's sleep can also help keep grogginess at bay.

Do you have a tip to beat jet lag? Share it in the comments below. We'd love to hear more great tips from our travelers!

...More

Travel Insurance 101

Travel insurance plans include a package of benefits intended to protect you, your travel investment and your belongings when you travel. Most plans include the following benefits at a minimum:

Trip Cancellation and Interruption to reimburse you should you have to cancel or interrupt your trip for covered medical or non-medical reasons.

Medical Expense/Emergency Assistance to cover medical expenses and emergency transportation for a sickness or injury that occurs while you are traveling.

Trip/Travel Delay Benefits to cover your out-of-pocket meal and accommodation expenses due to flight delays or cancellations or for other similar covered reasons. You must be delayed for a specified amount of time, such as 6 hours or more.

Baggage and Baggage Delay to cover loss or damage to your baggage or personal items or the cost of buying toiletries or personal articles if your baggage is delayed for a specified amount of time.

Why You Need Travel Insurance

Often travel arrangements are non-refundable or subject to stiff cancellation penalties. The lowest cost airline and cruise offers usually penalize you greatly if you must cancel your trip. What if your travel supplier declares bankruptcy? Someone in your family falls ill or dies? You lose your job?

Travel insurance protects your travel investment in such situations.

Baggage Loss or Delay
You've heard it before, but it bears repeating: leave your valuables at home! But what if your bags are damaged, lost or stolen or they just don't arrive on time?

Terrorist Incidents
Since 2001, Terrorist Incidents that disrupt travel plans have become a reality. If your planned trip is affected by an unforeseen Terrorist Incident, the TravelSafe plans are there to protect you.

Medical Expenses / Emergency Assistance
Does your health insurance cover you when you leave home? Some plans only offer limited coverage away from home; Medicare does not cover you outside the United States at all. What if you need emergency medical transportation? Many personal plans do not provide this type of coverage.

Trip Cancellation or Interruption
Unforeseen events or reasons beyond your control can influence your travel plans. Do you want to protect your prepaid trip costs if you must cancel or interrupt your trip?

Non-Medical Emergency Evacuation
Natural disasters sometimes occur…or perhaps a political situation heats up, how do you get out of harms way? With our Non-Medical Emergency Evacuation benefit, we will get you to the nearest place of safety or home if a formal recommendation from the appropriate local authorities or the U.S. State Department issues a formal recommendation for you to leave the country you are visiting. Whether it's a natural disaster; civil, military or political unrest; or your being expelled or declared a persona non-grata.

Trip / Travel Delay Benefits
What if you are stranded in a connecting city due to a flight delay or cancellation? Who is going to pay for your hotel stay and what about meals? The Trip / Travel Delay benefit reimburses you for meal and hotel expense due to carrier and other covered delays of 6 or more hours. Airlines don’t pay these expenses unless they are responsible for your delay. Most delays are due to bad weather, which is beyond an airline’s control, and the bad weather causing your flight delay could even be in a city not on your itinerary.

When To Buy Travel Insurance

For a variety of reasons, it is prudent to purchase travel insurance when you first book your trip (i.e. make your first payment for travel arrangements).

Why? Most travel insurance policies contain one or more time sensitive provisions that broaden coverage. The time sensitive provisions which are included in most of our plans (within 21 days of the date you make your initial payment for your trip) apply to several coverage enhancements, such as: waiving of the Pre-Existing Conditions Exclusion; Travel Supplier Bankruptcy or Insolvency protection and the Cancel For Any Reason Benefit.

Travel Supplier Bankruptcy or Default

What if your airline or travel supplier ceases operations? Other airlines or travel suppliers will try to find space for you but usually at a cost, what happens if they can't meet your needs? We have plans to cover a trip cancellation or interruption due to supplier Bankruptcy or default.

Trip Cancellation / Interruption

Trip Cancellation covers the non-refundable trip costs when you must cancel your travel plans. All plans cover cancellation for covered medical reasons (such as Sickness, Injury or death of you, a Family Member or Traveling Companion). Additionally, certain non-medical reasons will be covered as well, such as: air carrier delays or cancellations, theft of travel documents, damage or destruction of your home, etc.

Trip Interruption covers the cost of your unused, non-refundable land or water travel arrangements and the additional air expense to either resume your trip or return home, if you interrupt your travel plans and/or return home early from your trip for the same types of medical or non-medical reasons covered for Trip Cancellation.

Cancel For Any Reason

This benefit allows you to cancel your trip for any reason whatsoever and still be reimbursed for most of your non-refundable trip costs. To be eligible for this coverage, the plan must be purchased within the time sensitive period (within 21 days of the date you make your initial payment for your trip) and you must cancel your trip two days or more prior to your scheduled departure.

Important Tip! Non-covered medical conditions, divorces, canceled wedding plans, economic hardships, a change in plans, just a few of the types of reasons not typically covered under Trip Cancellation, but covered under Cancel For Any Reason.

Medical Expense/Emergency Assistance

This benefit reimburses you for medical treatment during your trip if you become sick or are injured while traveling. Additionally, air transport expenses (such as upgraded air arrangements, air ambulance, including doctor or nurse escort expenses) for medical evacuation are covered, if needed to obtain the appropriate level of care required for your condition.

Non-Medical Emergency Evacuation

This benefit covers you for transportation expenses to the nearest place of safety if a formal recommendation from appropriate local authorities or the US State Department is issued to leave a country due to: 1) a natural disaster such as an earthquake, wild fires or tsunami; 2) civil, military or political unrest; or 3) being expelled or declared a persona non-grata.

Get a Quick Quote

Traveler 1 1.    
Traveler 2 2.    
United States     Canada