TravelSafe Plans

Travel protection for you and your travel companions. Each plan has travel insurance benefits and non-insurance assistance services to help protect your trip, your belongings, and those who go along for the adventure. You don’t want to think about what might go wrong, but you’ll feel a lot better knowing you have coverage that can protect you before and during your trip in case it does.

TravelSafe travel protection is curated for residents of the United States. Whether you are traveling domestically or abroad, our plans offer coverage to help protect your trip, your belongings, and those who go along for the adventure.

Travel Confidently. Travel Responsibly. TravelSafe.

Questions about our plans?
Call Customer Service
1-888-885-7233

Coverage for Travel Arrangements
Trip Cost
(Up to $100,000)
Trip Cost
(Up to $10,000)
Trip Cancellation Can Reimburse
Prepaid, unused, non-refundable trip payments or deposits.
Airline-imposed fees to rebank frequent flyer miles up to $150
Single Occupancy Upgrade charges incurred due to a covered reason

More About Trip Cancellation

When must I cancel my trip?
Trip cancellation is effective until the scheduled departure date and time of your trip. If you are unable to continue your trip for a covered reason, but travel has begun, you may qualify for trip interruption.

How much can I get reimbursed for airline-imposed fees for rebanking my frequent flyer miles?
You can receive up to $150 for the cost of airline-imposed fees for rebanking frequent flyer miles. Your trip must be cancelled for a covered reason as outlined in your plan.

150% of Trip Cost
Trip Cost
Trip Interruption Can Reimburse
Prepaid, unused, non-refundable land or water travel arrangements
Additional transportation expense to return home, or to join/rejoin the trip
Single Occupancy Upgrade charges incurred due to a covered reason

More About Trip Interruption

What can trip interruption reimburse?
Unused, non-refundable land or water travel arrangements plus the additional transportation cost paid.

What is trip interruption?
For covered reasons outlined in your plan, you may need to interrupt your trip. Additional transportation costs can be reimbursed if such expenses are incurred for you to join your trip if you must depart after your scheduled departure date or travel via alternate travel arrangements by the most direct route possible to reach your trip destination. Additional transportation cost can also reimburse expenses incurred to rejoin your trip or transport you to your originally scheduled return destination, if you must interrupt your trip after departure, each by the most direct route possible.

Sickness, Injury or Death
Common Carrier Delay/Cancellation due to unannounced strike, mechanical breakdown, or inclement weather
A hurricane warning being issued for your trip destination
Residence or destination made uninhabitable
Workplace rendered unsuitable for business
Involuntary termination of employment
Permanent transfer of employment (250 miles or more)
You are required to serve on a Jury
Being hijacked or quarantined
Life threatening illness/injury or death of your host at a destination on your itinerary
Traffic accident while en route to departure
Bankruptcy or default of travel supplier (other than the travel agency, organization, or firm from whom you purchased travel arrangements supplied by others)
A Terrorist Incident
Documented theft of passports or visas
Military personnel called to emergency duty for a national disaster other than war
Revocation of previously granted military leave or reassignment due to war
Mandatory evacuation (or official public evacuation notices or recommendations without a mandatory evacuation order issued) due to bad weather or natural disaster
*These are examples of covered reasons. Additional terms apply to the covered reasons discussed. The covered reasons for Trip Cancellation are not identical to the covered reasons for Trip Interruption.
$2,500
$500
Missed Connection Can Reimburse
Additional transportation costs to join your scheduled trip.
Unused portion of the prepaid expenses for covered land or water travel arrangements.
Examples of Covered Reasons for Missed Connection**
Delay of Common Carrier
Documented Weather Condition Preventing you from getting to your point of departure.
Quarantine, hijacking, strike, natural disaster, terrorism or riot

More About Missed Connection

How long must the missed connection be?
You must miss your cruise or tour departure because your arrival at your trip destination is delayed for 3 or more hours due to a covered reason.

$750
$500
Travel Delay Can Reimburse
Additional meal and accommodation expenses
Local transportation expenses
Kennel Fees (up to $100 per day)
Examples of Covered Reasons for Travel Delay**
Common Carrier Delay
Lost/stolen passports, travel documents or money
Quarantine, hijacking, strike, natural disaster, terrorism, or riot
A documented weather condition preventing you from getting to the point of departure

More About Travel Delay

How long must travel be delayed?
You must be delayed for 6 hours or more while en route to or from, or during Your Trip for a covered reason.

How do I qualify for Kennel Fee reimbursement if I cannot pick my pet up on time?
Travel is delayed for a covered reason, and you are not able to pick your cat or dog up on the day previously agreed upon with the kennel. Cat or dog must have been boarded for the duration of your trip. Available for the Classic plan only.

Optional
(Not Available in NY)
Cancel For Any Reason Can Reimburse
Up to 75% of Non-Refundable Trip Cost
Examples of Covered Reasons for Cancel For Any Reason
Cancellation of your trip for any reason not otherwise covered by your plan

More About Cancel For Any Reason

When must I buy my plan to be eligible for Cancel For Any Reason?
Within 21 days of the date your initial trip deposit or payment is received for your trip.

When must I cancel my trip?
Two or more days before your scheduled departure date.

Do I still have the Trip Cancellation benefit in my plan if I buy Cancel for Any Reason?
Yes! We will always check to see if you are cancelling your trip for a covered reason under the Trip Cancellation benefit first! That way you are eligible to receive more than 75% of your nonrefundable, prepaid trip costs back.

Coverage for Health
Available
Available for residents of FL, MO, KS, VA, & WA only

More About the Waiver of the Pre-Existing Medical Condition Exclusion

When must I buy my plan to be eligible for the Waiver of the Pre-Existing Conditions?
The exclusion for Pre-Existing Conditions will be waived if your payment or deposit for your plan is received within 21 days of the date your initial payment or deposit for your trip is received. You must not be disabled from travel at the time of purchase.

What is the Pre-Existing Conditions Exclusion Look Back Period?
From the effective date of your coverage, we look back 60 days for any pre-existing medical conditions.

What is considered a pre-existing medical condition?
“Pre-Existing Condition” means an illness, disease, or other condition during the 60 day period immediately prior to the date the insured’s coverage is effective for which the insured or the insured’s Traveling Companion, Business Partner or Family Member scheduled or booked to travel with the insured:
(1)  received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or
(2)  took or received a prescription for drugs or medicine.
Item #2 of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60 day period before coverage is effective under the Plan.

$100,000
$35,000
Accident & Sickness Medical Expense Can Reimburse
Services of a physician; prescribed drugs and therapeutic services/supplies
Emergency Dental Expense up to $750
Hospital Services
Ambulance transportation to and/or from a hospital
Examples of Covered Reasons for Accident & Sickness Medical Expense**
Injury or Sickness occurring during the trip

More About Accident & Sickness Medical Expense

What if I was intoxicated at the time of my Accident or Illness?
Benefits are not payable for any loss due to, arising or resulting from being intoxicated or under the influence of any controlled substance unless as administered or prescribed by a Legally Qualified Physician.

If I am injured on my trip, will my TravelSafe plan cover follow-up care after my scheduled return date?
Expenses incurred after your trip are not covered, even if the injury or illness occurred during your trip.

What do I do if the hospital requests advance payment?
Advance payment will be made to a Hospital, up to the Maximum Benefit Amount, if needed to secure your admission to a hospital, because of a covered accidental injury or covered sickness. The authorized travel assistance company will coordinate advance payment to the hospital.

$1,000,000
$100,000
Emergency Medical Evacuation Can Reimburse
Usual and Customary Charges for transportation to the closest Hospital or medical facility capable of providing adequate medical treatment
If hospitalized more than 7 consecutive days, transportation expenses to return an unattended dependent home
If hospitalized more than 7 consecutive days and you are alone, transportation expenses for a bedside visit
Examples of Covered Reasons for Emergency Medical Evacuation**
Injury or sickness if acute or life threatening when appropriate care, treatment or facilities are not available locally

More About Emergency Medical Evacuation

Will a pre-existing medical condition disqualify me from emergency medical evacuation?
The Pre-Existing Condition Limitation does not apply to the Emergency Medical Evacuation or Return of Remains coverage.

Who decides if Emergency Medical Evacuation is necessary?
Together, the local attending Legally Qualified Physician and authorized travel assistance company will determine if an Emergency Medical Evacuation is necessary.

Where will I be transported to if I am in need of an Emergency Medical Evacuation?
The closest hospital or medical facility capable of providing treatment.

Medical Repatriation Can Reimburse
The cost of one-way economy transportation
Commercial air upgrade due to your condition
Other covered land or air transportation like a commercial stretcher, medical escort, or air ambulance
Examples of Covered Reasons for Medical Repatriation**
You sustain an illness or injury which is acute or life threatening and it is deemed medically necessary to bring you home for ongoing treatment

More About Emergency Medical Repatriation

Can I choose the hospital where I will be transported?
You may choose to be transported to a Hospital in any city in the United States of America. However, the maximum amount payable is limited to the cost of transportation to your primary place of residence.

What if a physician is sent to me while hospitalized?
If the local attending Legally Qualified Physician and the authorized travel assistance company cannot adequately assess your need for medical evacuation or transportation, your plan may cover expenses incurred for a physician to be dispatched to you to make the assessment. Benefits will be paid for the travel expenses incurred and medical services provided by this physician.

Return of Remains Can Reimburse
Expenses for minimally necessary casket or air tray
Preparation and transportation of remains home or to the place of burial
Examples of Covered Reasons for Return of Remains**
Death occurring during a trip

More About Return of Remains

Will someone help my family or loved one arrange my return of remains?
Seven Corners provides 24 Hour Worldwide Assistance, a non-insurance service included in this plan. They will help arrange the return of remains if necessary.

Will a pre-existing medical condition disqualify me from emergency medical evacuation?
The Pre-Existing Condition Limitation does not apply to the Emergency Medical Evacuation or Return of Remains coverage.

Who does my family or loved ones contact to file a claim for Return of Remains?
All claims should be presented to the Claim Administrator for TravelSafe Insurance. For more information visit our File a Claim

How will my family or loved ones know that I have coverage for Return of Remains?
Prior to departure, you should notify a family member or loved one of your coverage. You can do this by providing them with a copy of your Receipt of Purchase and Plan Confirmation.

***Emergency Medical Evacuations and Medical Repatriations must be authorized by the local attending Legally Qualified Physician and the authorized travel assistance company.
$25,000
Non-Medical Emergency Evacuation Can Reimburse
Transportation expenses to the nearest place of safety or to your home
Examples of Covered Reasons for Non-Medical Emergency Evacuation**
Natural disaster, civil, military or political unrest
Being expelled or declared a person non-grata by a country

More About Non-Medical Emergency Evacuation

Where will I be evacuated if I need a non-medical emergency evacuation?
You will be transported to the nearest place of safety, or to your primary place of residence. Arrangements must be made by TravelSafe’s emergency assistance provider, Seven Corners.

When must my non-medical emergency evacuation occur?
Within 14 days of any covered event.

Under what circumstances would a non-medical emergency evacuation be eligible for coverage?
A formal recommendation in the form of a travel advisory or travel warning from the U.S. State Department has been issued, and the reason that causes the travel advisory or warning to be issued is covered by the plan.

$25,000
24 Hour Accidental Death & Dismemberment Can Reimburse
Loss of Limb(s)
Loss of Sight
Loss of Life
Exposure and Disappearance because of a covered accident
Examples of Covered Reasons for 24 Hour Accidental Death & Dismemberment**
Loss of life
100% of
Principal Sum
Loss of both hands
100% of
Principal Sum
Loss of both feet
100% of
Principal Sum
Loss of both eyes
100% of
Principal Sum
Loss of one hand and one foot
100% of
Principal Sum
Loss of one foot and one eye
100% of
Principal Sum
Loss of one hand and one eye
100% of
Principal Sum
Loss of one hand
50% of
Principal Sum
Loss of one foot
50% of
Principal Sum
Loss of one eye
50% of
Principal Sum

More About 24 Hour Accidental Death & Dismemberment

What is the Principal Sum?
The Principal Sum is the maximum benefit amount shown in your plan.

Available
($100,000, $250,000, or $500,000)
Available
($100,000, $250,000, or $500,000)
Optional Air Flight Only Accidental Death & Dismemberment Can Reimburse
Loss of Limb(s)
Loss of Sight
Loss of Life
Exposure and Disappearance because of a covered accident
Examples of Covered Reasons for Optional Air Flight Only Accidental Death & Dismemberment**
Loss of Life
100% of
Principal Sum
100% of
Principal Sum
Loss of both hands
100% of
Principal Sum
100% of
Principal Sum
Loss of both feet
100% of
Principal Sum
100% of
Principal Sum
Loss of both eyes
100% of
Principal Sum
100% of
Principal Sum
Loss of one hand and one foot
100% of
Principal Sum
100% of
Principal Sum
Loss of one foot and one eye
100% of
Principal Sum
100% of
Principal Sum
Loss of one hand and one eye
100% of
Principal Sum
100% of
Principal Sum
Loss of one hand
50% of
Principal Sum
50% of
Principal Sum
Loss of one foot
50% of
Principal Sum
50% of
Principal Sum
Loss of one eye
50% of
Principal Sum
50% of
Principal Sum

More About Optional Air Flight Only Accidental Death & Dismemberment

What is the Principal Sum?
The Principal Sum is the maximum benefit amount shown in your plan.

Coverage for Belongings
$2,500
$500
Baggage & Personal Effects Can Reimburse
Cost to replace clothing and other personal articles
Cost to replace lost/stolen passports or visas up to $50
Loss of jewelry, furs, cameras & their accessories as well as certain other valuable items specified in the plan document (Up to $600)
Examples of Covered Reasons for Baggage & Personal Effects**
Loss, theft, or damage

More About Baggage & Personal Effects

Is there a per article limit?
Yes. The maximum benefit amount per article is $300.

Do I need to file an official report for lost, damaged, or stolen baggage?
Yes. Promptly notify one of the following, in writing: police, hotel proprietors, ship lines, airlines, railroad, bus, airport or other station authorities, tour operators or group leaders, or any common carrier or bailee who has custody of your property at the time of loss.

If my property is lost, damaged or stolen, what should I do?
First take all reasonable steps to protect, save or recover the property. Save documentation or records that may be needed to file a claim and send proof of loss as soon as possible.

$250
$100
Baggage Delay Can Reimburse
Cost of reasonable additional clothing and personal articles purchased
The cost, up to $50, to expedite the return of your delayed baggage
Examples of Covered Reasons for Baggage Delay**
Baggage is delayed for 12 hours or more

More About Baggage Delay

Can I be reimbursed to expedite my lost baggage after I have arrived home?
Unfortunately not. This coverage ends upon your arrival to your return destination of your trip.

Available
Available
Optional Extended Personal Property Pac Can Reimburse
Cost for sports equipment rental if your checked sports equipment is lost, stolen, damaged, or delayed by a Common Carrier for 12 hours or more

More About Optional Extended Personal Property Pac

Is there a deductible?
Yes. There is a $100 deductible per occurrence. The Deductible does not apply to Sports Equipment Rental.

Is there a maximum benefit amount?
Yes. The maximum benefit amount is $1,000.

Amendments to Baggage and Personal Effects coverage:
This optional coverage removes Baggage and Personal Effects exclusions for loss, theft or damage to professional or occupational equipment or property, whether or not electronic business equipment, telephones (including cell phones) or PDA devices, and computer hardware or software.

Available
(Not for MA Residents)
Available
(Not for MA Residents)
Loss or damage to rental car
Optional Rental Car Damage can cover
Examples of Covered Reasons for Optional Rental Car Damage**
Loss or damage due to collision, theft, fire windstorm, hail, flood or other causes not within your control

More About Optional Rental Car Damage

What kinds of vehicles are covered?
Any rental car that is in your possession but is not considered an exotic car as defined in your plan.

Included
Included
24 Hour Medical Assistance Services can provide:
24 Hour Emergency Hotline
Coordinate medical evacuation and/or medical repatriation
Help with replacing lost/stolen prescriptions
Help arranging for return of remains
Guarantee of payment assistance for medical expenses >$1,000
24 Hour Travel Assistance Services can provide:
Help with locating a medical provider
Coordination of medical reunion (where benefits apply)
Multilingual representatives available 24/7, 365 days a year
Passport/Visa, vaccinations, & travel health information
Help with replacing lost/stolen tickets or travel documents
24 Hour Business Assistance Services can provide:
Information about weather conditions, travel delays & flight status
Emergency travel arrangements

**These are examples of covered reasons. Additional terms apply to the covered reasons discussed.

This is a brief summary of certain coverages included within TravelSafe’s Basic and Classic travel protection plans. Insurance benefits in each of these plans are subject to the terms, conditions, limitations and exclusions of the plan, including an exclusion for pre-existing conditions . Please see the plan document for complete details. Coverage may vary or may not be available in all states. Consumers in California may contact the California Department of Insurance Hotline: 1-800-927-4357 (TravelSafe Insurance dba Chester Perfetto Agency, Inc is licensed in the State of California, License #OC32142) . Consumers in Maryland may contact the Maryland Insurance Administration: 1-800-492-6116 or 410-468-2340. The plans described above include insurance underwritten by the United States Fire Insurance Company under form series TP-210 and TP-401. All plans also include non-insurance assistance services provided by Seven Corners, Inc. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact TravelSafe.