Protecting Multigenerational Travel

Multigenerational travel is all the rage and there is proof to show it. In Forbes article The Hottest Trends In Boomer Travel, there is a strong highlight on the financial investment multigenerational travelers are making.

According to top travel companies, multigenerational family travel accounts for more than 10 percent of their entire business. Dan Austin, director of Austin-Lehman Adventures, says they’ve seen a tenfold increase in custom trips in recent years. “Groups range in size from as few as four to as many as 24 family members,” he says.

In 2013, the average US traveler spending roughly $1,145 (according to the American Express Spending & Saving Tracker). This means average families are spending anywhere from $4,580 to $27,480. Now, most families do not have bottomless bank accounts, and I know that investment is one worth protecting.

Choosing travel protection for your multigenerational travel group does not have to be a stressful experience. There are key things you should be looking for when purchasing travel protection. You do not want to get denied a claim because there was not a clear understanding of the products and plans available to you.

Often times, when travelers get an online quote for products, they bypass the heavy reading in hopes of saving themselves some time. This action can really cost you. One thing that our customer service department always stresses to travelers is to make sure they are reading their state specific certificate (it’s the paperwork that tells you every individual thing you are covered for). Boring, but necessary.

If you do not understand something in the certificate, give us a call and we will be happy to answer any questions you may have. You can even tweet @TravelSafeIns if you can’t or just don’t like making the phone call. It is better to reach out and clear the air than to assume you are receiving a benefit.

Something to always consider when you are booking your trip, and debating your travel insurance, is the 21 day window. When you  make your initial trip deposit (an initial trip deposit meaning the day you put money down and choose a set date for travel plans), you are eligible to receive a wider range in coverage if you purchase travel insurance within 21 days.

With multigenerational travel, it usually means a group is traveling with grandparents. While every traveler could potentially have a change in their health, those is older generations are more prone to sudden changes in health and medications. After 21 days of the initial trip deposit, travelers are no longer eligible for this benefit and that can be a real doozie. If Grandma gets ill 18 days before vacation, the doctor puts her on medication, she gets to her destination and realizes the medication is making her ill, her travel protection may not be able to cover that pre-existing condition. So, travelers should play it safe on that one and pay attention to the 21 day window.

Another benefit travelers are only eligible for 21 days within initial trip deposit is Cancel For Any Reason. Yes, you can only purchase Cancel For Any Reason if you purchase your travel protection 21 days from your initial trip deposit.

If you are purchasing Cancel for Any Reason, make sure you cover the entire cost of your trip. You only qualify for Cancel For Any Reason is only granted when you protect your entire travel investment.

Check into the kinds of activities you are going to be partaking in. While some travel protection may cover ziplining, it probably isn’t going to cover sky diving. Sorry grandma!

So don’t just do multigenerational travel, do multigenerational travel protection as well. Wow, what a tongue twister. Get a quick quote for travel protection here and don’t forget to follow us on twitter @TravelSafeIns.

Click here to learn how to do multigenerational travel like a boss and don’t forget to check out apps for hurricane season, especially if you’re traveling to the Caribbean this summer.


Travel Abroad Safely – Five Tips

Travel Abroad Safely – Tips For Being Safe – Insurance Protection
Do you have an international trip coming up? Consider Travel Insurance from TravelSafe and, consider the following safety tips. Here are some things you can do to stay safe and follow the cultural norms of the country you’re visiting? Follow these tips to make sure your trip is enjoyable and safe.

1. Stay on a well-lit path

Avoid shortcuts when walking in a new city – especially at night. Stay safe by staying on the main streets and ones that are well-lit.

2. Email a copy of your itinerary

Send a copy of all your travel documents – flights, hotel information, and a copy of your passport to a trusted person at home. This way, they will know exactly where you are and will have a copy in case you need it. In addition, send a quick email when you arrive in your destinations so that they know you made it safely.

3. Do your homework

It is important to learn about your destination. Learn about the general culture, rules, laws and people to avoid any faux pas or legal trouble. It is also smart to familiarize yourself with any current safety concerns. The U.S. Department of State’s list of  current travel warnings is a great resource to do just that.

4. Keep your friends close and money closer

It can be tempting, but don’t split up from your friends while abroad. It’s also important to keep your money close to you – either in a hidden arm wallet or something that can not easily be pulled out of a purse or backpack.

5. Protect yourself, your belongings and your travel arrangements with travel insurance

Your health insurance may provide no or little coverage once you leave the United States. If you or your travel companions have any medical issues, you want to make sure you are covered. Medical Emergency Evacuation is also important when traveling abroad. Should you or your travel companions need to be flown back to the United States for medical attention, you do not want that cost to be your responsibility. Let travel insurance take care of that.

Tell us – what’s the best tip you’ve ever gotten for staying safe while traveling abroad? Leave a comment with your tip below.

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Traveling Solo – 10 Helpful Tips – TravelSafe Insurance

Traveling Solo – 10 Helpful Tips – TravelSafe Insurance Wyomissing PATravelSafe recognizes that traveling Solo is often a rite of passage for young people becoming adults. However, depending on where you travel it can be dangerous and that’s why we offer the following Top 10 Tips to help keep you safe. Solo travel can create the most exhilarating and proud moments of your life. In fact, solo travelers account for 11 percent of all American vacationers according to the U.S. Travel Association. So if you’re thinking about making your way across Europe solo or visiting the Virgin Islands by yourself, we’ve got the top 10 tips to keep you safe, happy and ready to hit the road … solo.


  1. Trust your gut. If something doesn’t feel right, don’t do it.
  2. Avoid appearing like a tourist. Leave the “I LOVE NY” shirt at home and don’t walk around with your face in a local guidebook. You’ll save yourself from appearing vulnerable.
  3. Carry identification with you. It is also important to make copies of your driver’s license and passport and leave them in safe place with a trusted person.
  4. Walk in well-light, public places, especially at night.
  5. Double check your directions and public transportation routes before leaving your hotel.
  6. Send a copy of your itinerary with a friend or family member. It’s also important to stay in touch by email or phone.
  7. Talk up your travel plans on social media. You don’t have to giveaway your exact travel dates or any personal information, but sharing ideas and experiences with other solo travelers can provide important insight.
  8. You may be able to bargain room rates. Most hotels base their rates on double occupancy. Simply try asking if a discount is available since you’re the only person staying in the room and that you’ll be using less electricity and water and eating less breakfast than two guests. In the end, it can’t hurt to ask.
  9. Take lots of pictures. When you return home and want to show off all of the great places you traveled, you’ll be glad you have the pictures to go along with your stories. Don’t forget to share them with the people that helped you on #7, too!
  10. Safety should be your top priority. Traveling solo means you have to look out for yourself even more. Carry travel insurance to make sure your belongings, travel investment and medical needs are covered. If your bag is lost, travel insurance can cover your costs to replace the lost items. If you fall ill in a foreign country, travel insurance can make sure you are seen at an English-speaking hospital and cover the costs of your treatment.

Now it’s your turn to tell us – what’s your best tip for someone traveling solo? Share your tip in a comment below, Tweet us using the hashtag “#TravelSafeSolo” or post on our Facebook page. We look forward to hearing from you!


Ebola Outbreak: How Travel Insurance Can Help

The Ebola outbreak According to the CDC, there have been a total of 1848 suspect and confirmed cases of Ebola virus disease (EVD) and 1013 deaths, as of August 9, 2014.

If you are concerned about the Ebola outbreak affecting your next vacation, travel insurance can help. Our travel insurance plans provide coverage if you or your travel partner contract the Ebola virus before or during your travel. Coverage includes emergency medical treatment, medical evacuation and protection against quarantine. In fact, our policies do not include exclusions for epidemics or pandemics.

In addition, if you would like to cancel your trip due to a fear of contracting the virus, please consider purchasing our Classic Plus plan with Cancel For Any Reason coverage.

If you have any questions about travel insurance and how it can provide coverage for you, your travel plans and investment, call us at 1-800-555-9095 or email us at We look forward to speaking with you.

Tips to Travel Green

Are you planning an eco-friendly trip? Do you want to reduce your carbon footprint while you explore the world? Here are tips to help you do that while enjoying your vacation:

Turn it off!  If you will be gone for more than a few days, turn off your air conditioner and outdoor water supply. This can prevent possible flooding and unnecessary electricity usage.

Grab a bike or take a hike. While you’re on vacation, consider taking Earth-friendly transportation options like biking, walking or taking public transit. Another plus? These transportation options will be cheaper than taking a taxi or renting a car.

Recycle. Ask your hotel about their recycling policy. If the hotel recycles, make sure to sort your trash accordingly. If you typically use plastic water bottles, consider taking a reusable bottle with you on vacation to use as you travel.

Reuse your towels. Hotel hospitality is a great perk when traveling, but if you can reuse your towels or linens for a couple of days, it will save a lot of water and energy by saving on washing and drying time.

Tell us – what do you do to stay green while traveling? Leave a tip with your comment below. We can’t wait to hear your tips!


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Take Better Photos on Vacation

We all want a perfect photo to remember our vacation. Follow these tips for taking a great travel photo and make your memories last a lifetime.

1. Pay attention to the light. According to most photographers, the light is best when the sun is low in the sky. This means try to capture your photos in the first hour or so after the sun rises and the last hour or so before it sets. If you can’t take your photos during that time, don’t worry, you can still get a great photo. Just make sure the light is not directly behind your subject.

2. Communicate. If you’re taking a picture of a person you don’t know, ask for their permission first – especially if you’re in a foreign country. It can also help to get a sense of the person and capture their spirit in your photo.

3. Take in your scenery. Before you start snapping away, take a step back and get a sense for the scenery around you. It will help you get a sense of your surroundings and find the best shot.

4. Go for bright colors. Our eyes are naturally drawn to bright colors, so if the sky is especially bright or the grass is greener than usual, make sure to include that in your photo.

5. Angle the camera down. When taking a picture of people, it’s important that it’s a flattering picture. This especially rings true for selfies. Hold your phone at a 45 degree angle and snap away!

With these tips, you’ll be taking photos like a pro in no time! We want to see your favorite travel photo! Post it on our Facebook page or tweet it. We can’t wait to see your vacation photos!

Read also…
8 Travel Photos to Get You Through the Week
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How to Avoid Jet Lag While Traveling

Jet lag can put a real damper on your vacation. Well-seasoned travelers swear by a variety of practices to combat this common issue. We asked our travelers for their most effective ways to beat jet lag, and you answered with some great tips (thank you!). Read on to find out the best ways to avoid jet lag and be sure to share your tip in a comment below!

“Adjust your sleep schedule a week before the trip,” Betty B. says. “If it’s possible, try to become acclimated to your new time zone before you arrive, and you’ll be able to start your vacation with a running start!” Betty’s on to something here! Research has shown it takes a day for each time zone traveled for a person’s body clock to catch up to the local time, so if you adjust your sleeping times, it can help shorten the adjustment period.

“If you can’t sleep at night when you arrive, try taking a melatonin supplement,” shares Kathie C. Melatonin supplements are sometimes used to treat jet lag or insomnia. However, it’s important to note, that you should consult a doctor before taking any medication, especially ones that affect someone’s ability to drive or operate heavy machinery like melatonin.

“Try to schedule your flight to depart late at night,” advises Michael M. “That way, you can sleep overnight on the plane and get moving once you arrive at your destination.” Michael’s theory is proven useful! Not only does being exposed to light help convince your body it’s time to get going, but getting a full-night’s sleep can also help keep grogginess at bay.

Do you have a tip to beat jet lag? Share it in the comments below. We’d love to hear more great tips from our travelers!

How to Avoid Theft While Traveling

Europe is a very safe country when it comes to violent crimes, however theft is an unfortunate reality for travelers. Thieves tend to target American tourists when it comes to pickpocketing and purse snatching. However, most of these instances are avoidable if you follow these tips:

  1. Don’t bring along your valuables. You’ve heard it before, but leave your valuables at home when traveling. If you bring expensive equipment with you on vacation, like a laptop, keep them in a hotel safe when you’re out for the day.
  2. Don’t carry a backpack. Thieves can easily unzip or even worse, cut the bottom your backpack without your knowledge on a crowded metro. Instead, carry a cross-body bag underneath your jacket or wear a money belt.  If you must carry a backpack, wear it on the front of your body. You may look silly, but it will keep thieves from unzipping your backpack without your knowledge.
  3. Blend in. Avoid wearing anything that screams, “I’m a tourist!”. This includes your newly purchased “I love London” t-shirt, white athletic shoes and baseball caps. These items will most likely attract thieves as they are known to target Americans.
  4. Stay alert. Be aware of your surroundings, especially in crowds. Most thieves use a distraction or create commotion of some kind in order to distract you. If you stay vigilant and trust your instincts, it can save you from being a victim of theft.
  5. Get travel insurance. Sometimes theft is unavoidable. If your items are stolen, travel insurance can provide protection where your homeowner’s policy falls short. To find the plan that’s right for you, visit or call us at 888-885-7233.

What your best tips are for staying safe while abroad? Leave your tips in a comment below, write on our Facebook wall or Tweet us. We look forward to hearing from you!

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How to Avoid Making Popular Travel Mistakes
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Why Travel Insurance is Important for Your Next Vacation

Why Travel Insurance is Important

Travel insurance. It’s a topic that has been getting a lot of attention lately. Whether it’s an article questioning it’s worth or travel insurance tips, it’s a topic that deserves to be discussed. Travel insurance is important for a variety of reasons, and it is designed to protect you in three ways: 1) to reimburse you for your financial investment; 2) to protect you against the costs incurred during your trip for medical expenses, a medical evacuation, services to assist you in an emergency situation; and 3) to protect against loss, damage or destruction of your personal belongings.

Let’s face it. There’s a lot of things that are out of control when we travel. Flight delays, unexpected medical issues  and family issues are just a few of the things that can disrupt your vacation. With that being said, remember that many of your travel arrangements may be either non-refundable or subject to strict cancellation penalties. The lowest cost airfares, cruise and land packages generally include significant penalties if you are unable to actually take your trip. If you experience an unexpected hiccup in your vacation, travel insurance can provide the coverage you need to make sure your travel investment is covered.

Do you have further questions about how travel insurance can protect your next vacation? Leave a comment below, write on our Facebook page or Tweet us. Were here to answer your questions.

Top 5 Labor Day Weekend Events

Labor Day Weekend is here! If you’re still looking for activities to fill your holiday weekend, we’ve got you covered. From hot air balloons festivals to historical walking tours, here are five events that will keep you busy this holiday weekend.

  1. Washington D.C.: On Sunday, Sept. 1, enjoy a free concert by the National Symphony Orchestra at 8 p.m. local time. The National Symphony Orchestra performs a free Labor Day Concert on the West Lawn of the U.S. Capitol each year, the Sunday before Labor Day. This year’s theme is Americana with works by John Williams, Mark Isham and other composers with the Wild West as the theme.
  2. Pine Mountain, Georgia: On Sunday, Sept. 1, the Sky High Hot Air Balloon Festival will fill the skies in Pine Mountain. If the Hot Air Balloon Festival doesn’t do it for you, there’s also a classic car show, disc dog demonstrations, a pyrotechnic skydiving demonstration, and a 5K Race event. See the entire schedule of events here.

  3. Kansas City, Missouri: From Aug. 30 through Sept. 1, Kansas City celebrates Irish Fest. Irish music will be played on seven stages, and there are also workshops, exhibits and food throughout the festival. This year you’ll also be able to visit the Tourism Ireland Virtual Café, where you’ll be able to chat directly with someone in Ireland.
  4. New York City: Spend Monday, Sept. 2, getting some exercise and education at the same time. At the Labor Day Historical Walking Tour, you’ll learn about immigrant and labor history as you explore downtown NYC.
  5. San Fransisco: On Monday, Sept. 2, the Golden Gate Park Band will present a concert in Golden Gate Park. The concert will begin at 1:00pm. Special Labor Day Concert with great American and Patriotic music featuring Hall Goff, Trombone soloist along with music by Sousa, Jenkins, Victor Herbert and more!

Share your suggestion for a Labor Day Weekend activity by leaving a comment below, writing on our Facebook page or Tweeting us. We look forward to hearing from you!