Rental Car Damage

You may plan on renting a car while traveling. If so, you may want to purchase Rental Car Damage coverage.

Always read your travel insurance policy for full coverage details.

How the Rental Car Damage Coverage Works

This is an add-on benefit available for all TravelSafe plans. It aims to cover the cost of damages due to things like accidents, vandalism, or other causes not in your control.

Coverage is provided only to licensed drivers that are listed on the rental agreement. You only purchase the coverage per car, not necessarily per driver.


It is especially important to read your plan documents to understand the full benefits and exclusions.

What Isn’t Covered

We don’t cover things like rentals of trucks, campers, trailers, motor bikes, motorcycles, recreational vehicles, or Exotic Vehicles.

It is also important to understand that you void any and all coverage if you drive under the influence of alcohol, any illegal substances, or while using any medication which recommends abstinence from driving.

If the loss is due to a mechanical failure, it will not be covered by the Rental Car Damage. Same goes for gradual wear and tear, rust or freezing, and any neglect or abuse of the vehicle.  

What Are Exotic Vehicles?

Alfa Romeo, Aston Martin, Auburn, Avanti, Bentley, Bertone, BMC/Leyland, BMW M Series, Bradley, Bricklin, Clenet, Corvette, Cosworth, De Lorean, Excalibre, Ferrari, Iso, Jaguar, Jensen Healy, Lamborghini, Lancia, Lotus, Maserati, Mercedes Benz, MG, Morgan, Pantera, Panther, Pininfarina, Porsche, Rolls-Royce, Rover, Stutz, Sterling, Triumph, and TVR, or any antique or any other car with a Manufacturer’s Suggested Retail Price (MSRP) over $40,000.

What You Need to Do in the Event of a Claim

It’s important to know the steps you should take when filing a claim. Here is what you’ll need to do if you have a Rental Car Damage Claim.

Take Steps to Prevent the Vehicle From Further Damage

This may mean getting a tow instead of driving the car to the closest shop. You want to make sure the care doesn’t acquire further unnecessary damages.

Report the Loss to Appropriate Authorities

You’ll want to report the loss to the local authorities and rental car company as soon as possible.

Obtain All Information from Parties Involved

Assuming other parties are involved, you’ll want to gather any personal information relevant to the accident like name, address, insurance information and driver’s license number.

Provide Documentation

TravelSafe will need documentation to handle the claim. This may involve the police report, rental agreement, and damage estimate. You’ll want to provide us with all necessary information.

Important Plan Information

Not all coverages apply to the TravelSafe Basic Plan. Benefits in this website are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all coverages and services. This web page does not constitute or form any part of the Plan Document or any other contract of any kind. Plan benefits limits, and provisions may vary by state jurisdiction or may not be available in all states. The Pre-Existing Condition exclusion is waived (under the Classic and Classic Plus Plans only) provided You have purchased the plan within 21 days of the date of your initial trip deposit and you are not disabled from travel at the time you purchase this your plan. It is important to read your plan documents to have a full understanding of the coverage available to you.

To review full plan details for each plan visit our plan documents page. Any questions regarding TravelSafe Plans can be answered by calling 888-885-7233.