How the Rental Car Damage Coverage Works
This is an add-on benefit available for all TravelSafe plans. It aims to cover the cost of damages due to things like accidents, vandalism, or other causes not in your control.
Coverage is provided only to licensed drivers that are listed on the rental agreement. You only purchase the coverage per car, not necessarily per driver.
It is especially important to read your plan documents to understand the full benefits and exclusions.
What Isn’t Covered
We don’t cover things like rentals of trucks, campers, trailers, motor bikes, motorcycles, recreational vehicles, or Exotic Vehicles.
It is also important to understand that you void any and all coverage if you drive under the influence of alcohol, any illegal substances, or while using any medication which recommends abstinence from driving.
If the loss is due to a mechanical failure, it will not be covered by the Rental Car Damage. Same goes for gradual wear and tear, rust or freezing, and any neglect or abuse of the vehicle.
What Are Exotic Vehicles?
Alfa Romeo, Aston Martin, Auburn, Avanti, Bentley, Bertone, BMC/Leyland, BMW M Series, Bradley, Bricklin, Clenet, Corvette, Cosworth, De Lorean, Excalibre, Ferrari, Iso, Jaguar, Jensen Healy, Lamborghini, Lancia, Lotus, Maserati, Mercedes Benz, MG, Morgan, Pantera, Panther, Pininfarina, Porsche, Rolls-Royce, Rover, Stutz, Sterling, Triumph, and TVR, or any antique or any other car with a Manufacturer’s Suggested Retail Price (MSRP) over $40,000.
What You Need to Do in the Event of a Claim
It’s important to know the steps you should take when filing a claim. Here is what you’ll need to do if you have a Rental Car Damage Claim.
Take Steps to Prevent the Vehicle From Further Damage
This may mean getting a tow instead of driving the car to the closest shop. You want to make sure the care doesn’t acquire further unnecessary damages.
Report the Loss to Appropriate Authorities
You’ll want to report the loss to the local authorities and rental car company as soon as possible.
Obtain All Information from Parties Involved
Assuming other parties are involved, you’ll want to gather any personal information relevant to the accident like name, address, insurance information and driver’s license number.
TravelSafe will need documentation to handle the claim. This may involve the police report, rental agreement, and damage estimate. You’ll want to provide us with all necessary information.