How Travel Delay Pays
You can be reimbursed for reasonable accommodation, meal, and local transportation expenses you’ve paid for due to an unplanned travel delay. The maximum benefits amount is $750 and $150 per day, but this varies by plan. Be sure to check your policy and compare plans to see which coverage is best suited to your needs. Most importantly, be sure to keep all receipts and documentation for the claims department.
It is especially important to read your plan documents. Read the exclusions to understand what will disqualify travelers from Travel Delay benefits.
How You Qualify for Travel Delay
Unfortunately, sleeping in is not a reason for travel delay. Luckily, things like natural disasters and poor weather conditions are. If your trip is delayed for 6 hours or more because of the following, you qualify for the Travel Delay benefit.
Delay of Common Carrier
Airlines and cruise lines will sometimes experience delays. You may find yourself in need of an additional meal or maybe even an extra hotel stay. Also, you may find yourself in need of transportation to the hotel. As a result, you’ll spend a little extra cash than originally planned. If the delay is certified by the common carrier, you can qualify for Travel Delay.
Documented Weather Conditions or Natural Disasters
Snowstorms, natural disasters, and heavy rain can cause travel delays. When documented weather conditions or natural disasters cause you to experience delays of 6 hours or more, you can qualify for the Travel Delay benefit.
Theft or Loss of Passports, Travel Documents, or Money
When your travel documents or money is stolen from you while traveling, it is both extremely frustrating and upsetting. It can also cause for you to experience travel delays because you cannot travel without identification. If you find yourself the victim of theft and experience delays in travel, you will qualify for the Travel Delay benefit, as long as the theft is substantiated by a police report.
Terrorism and Hijacking
If a terrorist incident or hijacking occurs and delays your trip, then Travel Delay can help reimburse you for accommodations, meals, and transportation you paid for due to the delays.
If you are quarantined and it causes your trip to be delayed 6 hours or more, you can qualify for Trip Delay.