How Does Travel Insurance Work?
Travel insurance is a collection of benefits and services designed to protect you in three key ways:
Coverage for Your Travel Arrangements
Among the most frustrating experiences a traveler can have are trip cancellation, trip interruption, and travel delay. Should unforeseeable reasons force you to cancel, interrupt, or delay your trip, travel insurance aims to reimburse you for the cost of your travel arrangements.
Coverage for You
Probably the most important coverage travel insurance can provide is coverage for you. Protection against the costs a traveler can incur from unexpected medical expenses, medical evacuation, and non-medical emergency evacuation can be high. Travel insurance can protect travelers from those costs, so they can focus on their health and safety. Not how it will affect their bank accounts.
Coverage for Your Belongings
When we travel, we take baggage and other personal items on our trip. Travel insurance can reimburse travelers for the money spent to replace these items when baggage and personal effects are delayed, lost, or stolen.